Mr and Mrs Y. had been insuring with the insurance arm of a well known high-street Bank for about 30 years, without a single claim.  Year after year their policy had simply renewed.

Merritt Insurance Services reviewed their demands and needs and then reviewed their existing insurance arrangements.

It was found that not only was their contents sum insured too low, and they had no jewellery coverage, there was no accidental damage or worldwide cover and they had very restrictive inner policy limits.

Additionally they had never been advised they could have saved premium by electing a higher level of excess than the one they had.

In short they were on a very old fashioned policy wording that was costing them a lot of money from an insurer that had provided them with no help or advice in years.

How Merritt Insurance Services was able to help:
We found them a more suitable policy for their needs that automatically included world-wide all risks cover and accidental damage. We increased their buildings and contents sums insured to a more appropriate level for their needs.

By following our advice the Clients total annual premium was reduced and they obtained better policy coverage together with a premium saving.