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Annual Travel Insurance
The cost of having an accident or falling ill abroad that requires emergency medical treatment can result in a major financial loss if there is no travel insurance protection in place.

It is estimated that in the UK one in five travellers go abroad without travel insurance thus exposing themselves to the potential of serious financial loss.

For Clients taking bespoke and tailor made holidays to remote and exotic locations, the potential for both higher medical expenses and holiday cancellation claims is greatly enhanced.

Certain Insurers on our panel will automatically include annual travel insurance, whilst others have the facility to opt in or out of this additional policy coverage.

Merritt Insurance arranges cover for:

Annual Travel – As an extension to your home insurance policy to cover members of your household who reside with you.

Cancellation Insurance – With very high cancellation limits to reflect the exclusive nature cost and duration of high end holidays.

Medical Expenses – This would include overseas medical expenses and emergency repatriation costs.

Pre-existing Medical Conditions – These are not normally excluded unless you are travelling against medical advice.

Skis, Ski Equipment and Ski Hire – To cover the additional costs of your own equipment if it is lost or delayed during your trip.

Additional Travel Expenses – To cover the additional costs of someone to stay with you if necessary due to medical advice.

Multiple Trips – There is no limit to the number of trips per year but no one trip exceeds ninety days.

Personal Accident – Automatically included with high limits for loss of sight or limb and permanent total disablement.

Covered Activities – The list of covered activities is more extensive than that provided by a standard annual travel insurance Policy.

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